Industrial loan is a subordinated loan designed to help increase the self-financing rate of a project in the eyes of a credit institution. Companies can use industrial loans to co-finance investments in plant, property and equipment and intangible assets with a bank or a leasing company.
The loan amount is up to €2 million, but not more than 40% of the cost of the project. The loan interest is generally equal to the interest rate of the credit institution, but increases depending on the size of the holding of the EIS in the project. The term of the loans is up to 15 years, no collateral is required.
